Future Debt Counseling Strategies for 2026

These rates are existing at least through March 10, 2026, and the NCUA in 2026 will have to determine the rates after March 10. Importantly, anybody who consolidates their loans into a brand-new Direct Combination Loan that is disbursed on or after July 1, 2026, will be treated as a borrower with new loans and limited to just the brand-new RAP and basic plans. Starting July 1, 2026, theGrad PLUS loan program is eliminated entirelyRemoved totally there are new dollar amount limits quantity other loans to graduate studentsFinish