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These rates are current at least through March 10, 2026, and the NCUA in 2026 will have to figure out the rates after March 10. Notably, anyone who consolidates their loans into a brand-new Direct Consolidation Loan that is disbursed on or after July 1, 2026, will be treated as a customer with brand-new loans and restricted to only the new RAP and standard plans. Starting July 1, 2026, theGrad PLUS loan program is eliminated entirelyRemoved and there are new dollar amount limits quantity other loans to graduate studentsFinish
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